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    • Purchase Strategies
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  • Home
  • Purchase Strategies
  • Refinance Strategies
  • Calculators
  • Mortgage Articles
  • Contact
Start Application
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MORTGAGE WISE CLIENTS MAKE EDUCATED DECISIONS

Leading with education provides clients and partners with home buying options, enabling them to make informed decisions and view the mortgage

as a valuable financial planning tool.

Mortgage Wise Articles

Cost of Waiting for Buyers (pdf)

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Cost of Waiting for Sellers (pdf)

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Five Traps to Avoid When Buying a Home (pdf)

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30-YEAR vs. 15-YEAR MORTGAGE (pdf)

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FIXED-RATE MORTGAGE vs. ARM (pdf)

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Four Ways Buyers Benefit from Seller-Paid Points (pdf)

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Four Ways Sellers Benefit from Seller-Paid Points (pdf)

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How Much House Can You Afford (pdf)

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Is This a Good Time to Buy a House (pdf)

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THREE WAYS TO GET PREPARED FOR HOME OWNERSHIP (pdf)

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What is Mortgage Planning (pdf)

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Why Waiting for Rates to Drop is a Bad Idea (pdf)

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Which Home Improvement Projects Have the Best Impact (pdf)

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WHEN IS MORTGAGE INTEREST TAX DEDUCTIBLE (pdf)

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What is a Reverse Mortgage (pdf)

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DISCLAIMER

Barton Creek Lending Group NMLS # 264320 is an Equal Housing Lender, providing valuable home buying advice to help you navigate mortgage decisions. It is important to note that Barton Creek Lending Group operates independently and is not an agency of the federal government or acting at the direction of HUD/FHA. Please be aware that our programs, rates, terms, and restrictions are subject to change without notice, and all underwriting terms and conditions apply as part of your mortgage planning process.


Texas Recovery Fund Notice


Consumers wishing to file a complaint against a mortgage banker or a licensed mortgage banker residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending at 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and detailed instructions can be obtained from the department's website at www.sml.texas.gov. For additional assistance, a toll-free consumer hotline is available at 1-877-276-5550.


The department maintains a recovery fund designed to address certain actual out-of-pocket damages incurred by borrowers due to the actions of licensed mortgage banker residential mortgage loan originators. If you need reimbursement from the recovery fund, a written application must be filed with and investigated by the department before any claim payments can be made. For further information about the recovery fund, please consult the department's website at www.sml.texas.gov.

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